APR refers to the annual percentage rate or the dividend rate.
APY refers to the annual percentage yield.

Savings Calculator

Loan Calculator

Loan Rates
Rates as of 5/12/2010.
Rate Description Term Payment Description APR APR Type
750+ SECURED 60 MONTHS as low as 5.75% Fixed
749-650 SECURED 60 MONTHS as low as 6.75% Fixed
649-550 SECURED 60 MONTHS as low as 7.75% Fixed
Secured-549 and less Credit Score 48 MONTHS as low as 11.75% Fixed
SPECIAL-750+ UP TO 60 MTHS AS LOW AS 4.90% Fixed
UNSECURED 60 months Max credit score rated 11.90% Fixed
Share Secured 60 months as low as 3.50% Fixed
Home Equity- Max $50,000 12-120 months CREDIT SCORE RATED 4.90%-7.50% Fixed

Members should call the credit union to verify rates.
Other loans and rates are available, contact the Credit Union for more information.

Certificates
Rates as of 5/12/2010.
Rate Description Term Dividend Rates APY
UNDER $25000 6 MONTH 1.00% 1.00%
$25,000 + 6 MONTH 1.25% 1.26%
UNDER $25,000 12 MONTH 1.25% 1.26%
$25,000 + 12 MONTH 1.50% 1.51%
UNDER $25,000 24 MONTH 1.50% 1.51%
$25,000 + 24 MONTH 1.75% 1.76%
UNDER $25,000 36 MONTH-FLEX 1.75% 1.76%
$25,000 + 36 MONTH-FLEX 2.00% 2.02%

NOTE: Early withdrawal from certificates will be subject to a 90 day dividend penalty.
Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.

Savings/Shares Rates
Rates as of 5/12/2010.
Rate Description Term Dividend Rates APY
$50 minimum open 0.25% 0.25%

Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.

IRAs

Rates as of 5/12/2010.
Rate Description Term Dividend Rates APY
TRADITIONAL ROTH OR EDUCATION OPEN 2.00% 2.02%

Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.

Share Draft

Rates as of 5/12/2010.
Rate Description Term Dividend Rates APY
no dividend 0.00% 0.00%

Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.


 

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